Long Term Care Insurance
Protect your savings from the cost of extended home care, assisted living, or a nursing facility — and protect your family from the burden.
Overview
Long-term care insurance pays for extended care — in-home assistance, assisted living, or a skilled nursing facility — when a chronic illness, disability, or cognitive impairment makes daily living difficult. Without it, those costs are paid out of savings, often by family.
A single year of skilled nursing care can exceed the median household income, and care needs typically last two to three years. The right policy protects your assets, gives you choice over where and how you receive care, and lifts the physical and financial burden from your family.
We structure coverage around your health history, family longevity, and the assets you want to protect — including hybrid policies that combine life insurance with a long-term care benefit, so the premium isn't lost if care is never needed.
Key Benefits
- Protects retirement assets from extended care costs
- Choice of care setting — home, assisted living, or facility
- Reduces the caregiving burden on family
- Hybrid options that return value if care isn't needed
Interested in Long Term Care Insurance?
Share a few details and a Lionheart advisor will reach out to answer your questions and see if long term care insurance fits your plan.
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