Debt Management
A structured plan to retire high-interest debt, free up monthly cash flow, and redirect it toward savings and protection.
Overview
Debt management is a written strategy for eliminating high-interest debt — credit cards, personal loans, and other balances — in the most efficient order, and redirecting the freed cash flow toward savings, protection, and investing.
The plan prioritizes debts by interest rate and balance, identifies whether consolidation or refinancing lowers your cost, and sets a timeline to being debt-free except for a mortgage. The goal isn't just to pay down debt — it's to convert interest payments into wealth-building contributions.
We coordinate debt paydown with your protection and retirement contributions, so you're not sacrificing insurance or long-term savings to attack debt in a way that leaves you exposed. The plan adjusts as income, rates, and balances change.
Key Benefits
- Clear payoff order based on interest and balance
- Frees up monthly cash flow redirected to savings
- Evaluates consolidation and refinancing options
- Coordinates debt paydown with protection and investing
Interested in Debt Management?
Share a few details and a Lionheart advisor will reach out to answer your questions and see if debt management fits your plan.
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